Lost wallet or purse — immediate steps
What to do first when you lose your wallet or purse
Act Fast - Your Identity is at Risk
Losing your wallet or purse is more than an inconvenience—it's a potential identity theft threat. The first 24 hours are critical for protecting yourself and your finances.
Immediate Actions (First 30 Minutes)
Steps 1-3: Financial Protection
- 1Cancel all payment cards immediately - Don't wait to see if wallet is found
- 2Call your bank's emergency line - Report debit/credit cards stolen
- 3Check recent transactions - Look for unauthorized charges on mobile banking
Steps 4-6: Identity Protection
- 4Contact mobile network provider - Suspend SIM card if phone was in wallet
- 5Change important passwords - Banking, email, social media accounts
- 6Take inventory of contents - List everything that was in wallet/purse
Irish Bank Emergency Numbers (24/7)
AIB (Allied Irish Banks)
Phone & Internet Banking: 0818 724 724
Card Services: +353 1 668 5500
From abroad: +353 1 771 2424
Text alerts: 'STOP' to 51444
Online: aib.ie (Card services)
Bank of Ireland
Card Services: 1800 946 764
From abroad: +353 1 679 8993 / +353 56 775 7007
Online: bankofireland.com
Ulster Bank
Card Services: 1800 46 36 00
From abroad: +44 131 549 8185
Credit Cards: 0800 200 300
Online: ulsterbank.ie
Permanent TSB
Card Services: 1800 687 687
From abroad: +353 1 212 4290
Online: permanenttsb.ie
Branch locator: Website/app
Revolut
In-app: Freeze card instantly
Customer service: In-app chat
Note: No phone support - use in-app chat only
Website: revolut.com/help
N26
In-app: Block card instantly
Customer service: In-app chat
Phone: +49 30 364 286 880
Website: n26.com/en-ie
Major Credit Card Emergency Lines
Visa
1800 558 002
+44 1604 230 230 (abroad)
Mastercard
1800 557 378
+1 636 722 7111 (abroad)
American Express
1800 282 728
+44 1273 696 933 (abroad)
Diners Club
1800 557 378
0818 300 026
Replace Lost Documents
Government ID Documents
- •Online: ndls.ie (€35 fee)
- •Phone: 0818 700 800
- •Required: PPS number, proof of identity
- •Processing: 10-15 working days
- •Online: mywelfare.ie
- •Phone: 1890 927 999
- •Cost: €10 replacement fee
- •Processing: 15 working days
Other Important Documents
- •Report theft: To Gardaí first
- •Online: passports.gov.ie
- •Cost: €95 (adult)
- •Processing: 15-20 working days
- •Apply at: Local Garda station
- •Cost: €12
- •Required: Proof of age and address
- •Processing: 10-15 working days
Mobile Network Emergency Contacts
Three Ireland
Customer Care: 1913
From abroad: +353 83 333 3333
SIM suspension: Immediate
Website: three.ie
Vodafone Ireland
Customer Care: 1907
From abroad: +353 1 203 7777
Online: My Vodafone app
Website: vodafone.ie
Eir Mobile
Customer Care: 1800 242 556 or LoCall 1901
Online: My Eir app
Website: eir.ie
48
Support: Online chat at 48.ie
Community: 48 Community forum
SIM replacement: €10
Search & Recovery Efforts
Retrace Your Steps
- 1Last known location: Where did you last remember having it?
- 2Recent purchases: Check shops where you used cards
- 3Transport used: Contact buses, taxis, trains
- 4Check your car: Under seats, in compartments
- 5Ask family/friends: Did you lend it or leave it?
Contact These Places
-
Shops & Restaurants
Call recent places you visited
-
Public Transport
Dublin Bus, Luas, DART lost property
-
Taxi Companies
FREE NOW, Uber, local taxi firms
-
Workplace
Reception, security, cleaning staff
-
Gym/Sports Club
Changing rooms, lockers, reception
Report Online & Get Community Help
Local Facebook Groups
Search "[Your Area] Lost & Found"
Community helpReport to Gardaí
Required for valuable wallets/purses
Get incident numberPrevention for Next Time
Digital Backup Strategy
- Photo all cards: Front and back (store securely)
- Save emergency numbers: In your phone contacts
- Digital wallet apps: Apple Pay, Google Pay, Revolut
- Cloud storage: Important document copies
- Emergency contact card: In wallet with reward offer
Physical Security Habits
- 🎒Consistent pocket: Always keep wallet in same place
- 🔗Wallet chain/tether: Attach to clothing or bag
- 📱Slim design: Reduces bulk, less likely to fall out
- 💳Limit contents: Only carry essential cards/cash
- 🏷️Contact info inside: "If found, call..." sticker
- 🔍Regular checks: Pat pockets periodically
Expected Recovery Timelines
Immediate (24-48 hours):
- •Replacement debit/credit cards
- •Emergency cash from bank
- •New SIM card activation
- •Digital wallet setup
Short-term (1-2 weeks):
- •New driving licence
- •Public Services Card
- •Garda Age Card
- •Loyalty cards replacement
Longer-term (2-4 weeks):
- •New passport (if needed)
- •Insurance claims processing
- •Credit report monitoring
- •Full account security review
Need Immediate Help?
If you're stranded without money or identification, contact family/friends first. Most banks can provide emergency cash with proper ID verification.